Merry Christmas to all our readers at the Rules of Thumb blog from MoneyThumb! If you are looking for the very best last-minute Christmas gift it is not too late to make a gift of one of our PDF financial file converters. With just a click, you can send this best-selling software to that person on your last-minute Christmas list.

MoneyThumb has a PDF financial file converter for anyone on your Christmas list. We have a home version for personal use, a professional version for the accountant or bookkeeper in your life, a version for small business owners, and a separate version of this great software for lenders.

Below we have described each version and how it can benefit that person on your last-minute Christmas list. There is nothing to ship, so the receiver of your gift will be able to instantly download the copy you bought them.

PDF Financial File Converter for Home Use-- This personal version of MoneyThumb's PDF financial file converters is used by most people to keep personal finances straight and for tax time. Your gift recipient will be able to seamlessly extract information from bank or credit card PDF statements from one accounting platform to another with ease and grace.

PDF Financial File Converter for Small Business--Consolidate all of your financial records. MoneyThumb PDF financial file converters empower you to move transactions from one accounting platform to another, piecemeal or whole, to make keeping your small business records a breeze.

PDF Financial File Converters for Professionals--This version of our PDF financial file converters was created for CPAs, accountants, and bookkeepers. Boost your business by serving clients more effectively and efficiently. Our Pro level converters come with advanced PDF features and tools for converting bank statements.

PDF Financial File Converters for Lenders--MoneyThumb's enterprise-level PDF financial file converters allow private lenders to automatically convert bank, credit card, and brokerage statements into the needed formats to quickly determine an applicant's loan worthiness. Our conversion tool most used by private lenders is PDF Insights. This PDF financial file converter is specifically designed for lenders, and outputs captured data into a standard format for automated consumption into the lenders' bank system. PDF Insights utilizes IDR (intelligent document recognition) to identify bank/statement formats.

Each version of MoneyThumb's PDF financial file converters offer the following key product features:

The post The Best Last Minute Christmas Gift: A PDF Financial File Converter! appeared first on MoneyThumb.

To help you, use this tool from Nerd Wallet. It is a First Time Home Buyer Guide and includes calculators to help you figure out what type of house you can afford for your area of the US, how much your down payment will likely be, figuring out what your potential mortgage payment will be, help with checking your credit score, advice on collecting financial documents you will need for pre-approval, and calculating your closing costs. If this was the only tool you used before you began house hunting you would be well ahead of the curve.

After using the tool from Nerd Wallet to come up with the financial picture that suits your needs when it comes to finding the right home, your next step before you begin house hunting is talking to lenders. But how do you go about finding the best lender for your financial situation? Below are helpful tips to help you find the best mortgage lender:

1. Ask for recommendations--It is a fact that the old fashioned word of mouth advertising is still the most effective. If you have a friend or family member who has recently bought a house and had a great experience with their lender, ask for the name of their lender. Also, real estate agents can offer advice on the best lenders for your particular situation.
2. Do online research--Most people in our modern times find answers to every kind of question by going online. Finding the right mortgage lender can be accomplished this way. However, be careful about entering your personal information in online request forms of mortgage lenders. It is a fact that companies sell lists of the contact info of consumers, so don't be surprised when the minute you enter your phone number into the form, your phone starts ringing. You can avoid this problem if you don't want to be inundated with phone calls. Use this advice from The Simple Dollar, "The Federal Trade Commission notes that lenders can and do buy lists of consumers looking for loan information. This is a legal procedure, but one that you can work around. The FTC recommends opting-out — you can request that your information not be given to lenders via www.optoutprescreen.com or calling 1-888-5-OPT OUT. You can also visit www.donotcall.gov to be placed on a do-not-call list for five years."
3. Look for the best mortgage rate, terms and a lender you like--Ask for a breakdown of all costs and fees — including origination or application fees, appraisal fees, commissions, and more — because comparing mortgages goes beyond just the interest rate. What’s more, you should choose a lender with whom you feel comfortable. There shouldn’t be any pressure associated with your initial meeting, whether it’s in person or on the phone. The lender should be knowledgeable and approachable. If the person you’re talking to is someone you’d feel confident sharing your most personal financial information with, and he or she is quoting you a great rate from an institution you trust, you’ve probably found the right lender.
4. Narrow it down--This last piece of advice is also from The Simple Dollar. "Don’t feel like you have to go with the first lender or mortgage broker you contact, even if you had an awesome meeting. Real estate website Zillow recommends finding at least three lenders with whom you feel you could work. Then do more research. Look at reviews online, or ask your real estate agent for their input.In the end, you’re the person working with the lender, so your opinion matters most. Zillow suggests that during your one-on-one conversation with a lending professional, you note the following:
   • Did the lender promptly return your phone calls or emails?
   • Was the lender friendly and patient, not rushing through the conversation in the hopes of quickly securing another customer?
   • Was the lender willing and able to answer your questions in a thorough manner?
   • Did the lender discuss the timeline and particulars of the loan, including estimated closing date and costs?
   • Do you believe the lender was honest with you about rates and if/when they might change?"

   By using the tips above, the Rules of Thumb blog and the MoneyThumb team feel confident that you will have no trouble finding just the right lender before you begin house hunting.

5. We mentioned above getting financial documents in order for pre-approval of your mortgage loan. MoneyThumb offers PDF financial file converters that can help you do that quickly and easily by instantly converting your bank statement to PDF form.

The post Why You Should Talk to a Lender Before Buying a House appeared first on MoneyThumb.

Remote Work for Accounting Firms: The Ultimate Guide for a New Era

This free whitepaper does a great job of redefining how remote work has affected the accounting profession. Here is a description of what you can expect to learn from downloading and reading this ebook. Remote work is tough for any professional to manage by themselves—but when you’re a CPA and dealing with financial data, there are legal repercussions for not getting it right. That’s where this eBook comes in.

Learn the easiest method for staying compliant and secure while on the road, at home, or in the office using our new guide: Remote Work for Accounting Firms: The Ultimate Guide for a New Era    Author Roman Kepczyk, CPA.CITP, CGMA, shares the lessons he's learned after 25+ years of remote work, including:

• How to get advanced level threat protection for your firm
• Technologies to help remote or hybrid remote CPAs stay secure
• Preventing cyber-intrusion while traveling to clients’ offices

What clients want in 2021 and beyond - and how to find them

Accounting firms were already evolving before recent events. If anything, these events only pushed things into warp drive. Many firms that would have reached the finish line in their own time have found themselves being pushed from behind by new kinds of client demands. And this isn’t going to change.

To be better prepared for client demands, download this free guide to discover:

• The 7 things your clients want in 2021 and beyond
• How to differentiate yourself from the competition
• How to find (and keep!) clients

Businesses have always turned to their accountant in times of need, and recent times have tested this rule to its limit. Be better prepared for what your clients are looking for by downloading this guide today.

SOS: How to Enable a Distributed Workforce with the Cloud

The pandemic brought rapid change to CPA firms. Some struggled to handle remote working, new cybersecurity threats and changing technological needs. However, some handled the transition better thanks to the cloud. Now, many firms wonder what comes next in the “new normal.” They find themselves stuck between returning to the office and remaining remote. How can they ensure that they enter the post-pandemic era stronger than ever? Cetrom dove into the unique lessons CPA firms learned in 2020 and discussed how they can utilize the cloud to make a strong comeback in the new normal. Download this important whitepaper by following this link.

If you are an accountant who is now working remotely due to Covid-19 and haven't yet begun to use MoneyThumb's PDF financial file converters, this is the perfect time to take one of our versions for a free test drive. Our best-selling PDF financial file converters are a lifesaver for accountants who work from home.

The post 3 Very Important, Free Whitepapers For Accountants appeared first on MoneyThumb.

Today on the Rules of Thumb blog from MoneyThumb we will discuss the niche of payroll and offer helpful steps for building a successful payroll practice.

Define Your Payroll Practice Processes

You should have a definite plan in writing for the processes of your new payroll practice. This means plainly laying out what is expected when it comes to processes such as taking on new clients, quarterly filing, year-end tasks, and client terminations. These processes and how they will be handled are documented step-by-step so there is never any confusion.

If you have employees this will help them to clearly understand their job responsibilities and be able to work efficiently and effectively. Knowing that your business is running as intended will give you the peace of mind to focus on strategy, sales, marketing, and supporting your team.

Not only do processes help with internal alignment, but your clients know exactly what to expect from your payroll practice. Consistency is key, and clients quickly learn to trust you and trust the process.

Define What Kind of Clients You Want

You should have a set idea of what kind of payroll clients you want and standard procedures for handling clients. If you don't define your payroll practice and exactly what it offers clients, you could create chaos and confusion for everyone involved. It's better to grow healthy, with the right clients, and not give in to every client's whim.

You may have to turn down good-paying clients because they aren't a good fit for your payroll practice, or if their demands are beyond the scope of your work. Some clients just are not the right fit for you. The market for payroll services is huge. If a client doesn't work out, move on to the next prospect.

Learn About Marketing Your Payroll Practice

Most accountants and payroll companies are terrible at marketing – bad websites, no social media presence, and zero differentiation from competitors. Do all you can to learn the basics of successful online marketing for your payroll practice. You need a great website, a busy social media page, and always be adding new good reviews of your practice. Gain subscribers to a fantastic newsletter you create.

Define Your Pricing Plan

Before you announce your new payroll practice you should have your prices for all services clearly laid out. To help you with this, download this free whitepaper from Accounting Web, Pricing Plans for a Profitable Payroll Practice. 

In this guide, you will learn the following:

• Insights into payroll that may lead to necessary changes
• Deciding which direction to take in payroll pricing
• Tips for building your own payroll pricing structure
• A full checklist to ensure success along the way

For even more assistance in creating a successful payroll practice, check out MoneyThumb's PDF financial file converters designed specifically for accountants. Having the ability to quickly and easily convert bank statements and payroll information will help your practice thrive.

The post How to Build a Successful Payroll Practice appeared first on MoneyThumb.

Like most industries, the accounting niche has been hugely affected by this pandemic. It has changed the way accountants conduct business and how they deal with clients. The good news is that the accounting profession was already evolving prior to recent changes, moving to a more advisory mindset. And as a service provider, client satisfaction has always been a top priority, so you’re well equipped to meet these new expectations.

MoneyThumb makes it our business at the Rules of Thumb blog to offer the very best advice from experts and provide our own timely and relevant information to help accounting niche readers advance their practices.

Today we have three great, free resources for accountants that will help you analyze where your accounting firm stands now and how to best adjust to this new normal. We have listed those below:

Putting Clients First: Understanding the New Normal

This free whitepaper created by Sage and presented by CPA Practice Advisor discusses putting clients first in a changing world. As you navigate the current climate, it’s more important than ever to meet your clients’ needs. Your clients will continue to count on you to deliver everyday tax and compliance services. Additionally, you’ll see more and more of them turn to you for advice and guidance on how to best face their new challenges.

Using Technology to Create a Differentiated Client Experience

Also presented by CPA Practice Advisor and created by Suralink, this free whitepaper will help you understand:

• The changing competitive landscape
• The best strategies for winning in that new landscape
• Three ways technology can help you support those strategies
• And how firms just like yours are using these strategies to get ahead

Don’t just prepare, Anticipate: What firms need to be doing now

This is an hour-long, free webinar that is being held tomorrow, Wednesday, March 3, 2021, at 1 pm CST.

Here is a description of what to expect from the webinar: As accounting professionals continue to adjust to changes brought on by the pandemic and the ongoing effects of the Wayfair decision, we find that firms who have been anticipatory have been more agile. Adopting technology to automate the sales tax compliance practice can be a pivotal move to getting ahead of even the most complex changes.  In this session, we discuss the opportunity for accounting firms of any size to leverage new technologies to make them more competitive and profitable and to adapt to but to leverage the changes. You will receive 1 CPE credit for attending this webinar.

We'd like to add that one additional way in which accountants can adjust to the new normal is by using MoneyThumb's PDF financial file converters to handle your client's financial records. If your accounting firm isn't already using our product, you won't understand how much time it will save you and how many headaches can be avoided, especially here in the midst of tax season. Learn more about this proprietary software developed specifically for the accounting industry by following this link. You can even take a free test drive!

The post Accounting Firms Now and Adjusting to The New Normal appeared first on MoneyThumb.

1. You Are Responsible For Self-Employment Taxes--A small business owner is considered a self-employed person by the IRS.  That means you have to pay self-employment tax, but don't be too alarmed, as a business owner you can claim half of what you pay in self-employment tax as an income tax deduction, so for instance, a $5,000 tax payment decreases income by $2,500. Additionally, it’s important to take advantage of all possible business and startup expenses to limit net income and, by extension, your self-employment tax burden.
2. The Type of Business You Are Affects Income Tax Return--The legal entity you elect to form can have a tremendous effect on your tax liability throughout the years. From sole proprietorships and LLCs to S corporations and partnerships, there are various business types, each with its own benefits and limitations. For example, S corporations offer small business owners the advantage of paying taxes at the shareholder level, rather than being subject to higher corporate rates. However, a company of this kind must be limited to 100 shareholders and feature a single stock class. On the other hand, while C corporations can deduct a wider range of expenses and include hundreds of shareholders, these groups must contend with double taxation.
3. You Should Be Making Estimated Payments Throughout the Year--As a new small business owner, you probably know that it’s important to pay taxes accurately and on time. However, you may not realize that self-employed persons are responsible for making quarterly estimated tax payments throughout the year. While startup founders are excused from making estimated tax payments in the first year of operation, they are responsible for submitting accurate quarterly payments in the years to come. Business owners filing as sole proprietors, partners, and S-corporation shareholders must all make estimated tax payments if they anticipate owing $1000 or more for the tax year.
4. You Have the Opportunity For Lots of Deductions--From materials to employee salaries, to business rent, to utilities, the various operational costs of a startup can be overwhelming. Fortunately, as a new small business owner, you may be able to deduct a number of expenses in order to minimize your business taxes while maximizing company profits. According to the IRS, businesses can deduct expenses deemed both ordinary and necessary. Some of the most common business deductions include rent on a business or home office, supplies, furniture, and equipment, such as computers, copiers, and fax machines. Additionally, many small businesses can deduct costs associated with providing healthcare benefits for their employees. As a NEW small business, make sure you take advantage of all startup expenses. The QuickBooks blog has a definitive list of all the startup expenses you may be able to take advantage of.

As a new small business, you may want to consider having a professional accountant handle your income tax return, at least this first one. They know all the ins and outs and little-known ways you can save yourself from paying out more money than necessary to the IRS.

If you decide to handle your income tax return yourself, MoneyThumb has great PDF financial file converters designed specifically for small businesses that will assist you in getting all your financial information in order quickly and seamlessly.

The post Income Tax Tips For First-Time Small Business Owners appeared first on MoneyThumb.

MoneyThumb has many customers in the accounting niche who use our PDF financial file converters. From those who simply complete income tax returns for clients to full-blown CPAs, our users in the accounting niche are widely varied.

This post from The Rules of Thumb blog is for those of you who are in the accounting niche and would like to expand your business from just preparing income tax returns for clients to becoming a tax advisor.

First, let's clear up any confusion about the difference between a tax preparer and a tax advisor. Below is a definite list of the differences:

• Expertise: A tax advisor has different qualifications and levels of expertise than an income tax preparer. Both are qualified to assist individuals with preparing and filing their income tax returns. However, tax advisors are qualified to provide more long-term, in-depth assistance to individuals and businesses.
• Complexity: Because a tax advisor provides a deeper level of consultation, tax advisors are involved with more complex returns. They know the tax laws inside and out to help you navigate the law and use it to your benefit.
• Tax strategies: A tax advisor not only prepares your tax returns but also takes time to meet with you, review your personal tax situations, and educates you on strategies to reduce your taxes now and in the future. A tax advisor is prepared to help you make decisions. From business tax, strategies to estate tax planning to individual returns, highly knowledgeable advisors help you make choices that limit your tax implications. On the other hand, tax preparers provide short-term support – meaning, they only provide guidance on reducing your taxes or increasing your refund.
• Efficiency: While tax preparers are typically quick to complete your returns, tax advisors are efficient. An advisor usually has a comprehensive view of your tax and income situation allowing for efficiency.
• Communication: Generally, preparers are available from January through April, while advisors are go-to tax experts year-round. Tax advisors keep open communication with clients and accommodate ongoing meetings, calls, and emails throughout the year.

If you are considering expanding your accounting business from tax preparer to tax advisor, we'd like to share with you this free guide from Accounting Web titled Four Steps to a Tax Advisory Business Model. Below is a detailed description of what this free guide covers:

Tax compliance to advisor: How to transform your firm

Focussing on tax compliance can be a great strategy, but if your clients are looking for a more proactive service then you could be leaving revenue and valuable client relationships on the table.

But when introducing tax advisory services, it's important to get the business model right. Packaging the service in the right way, pricing, and presentation are all key elements.

This guide by Will Hill (Product Manager, Advisory in the Tax Professionals segment for Thomson Reuters) examines:

• Initiation and onboarding your client to tax advisory services
• Workstreams that optimize efficiencies and accuracy
• Monetization of tax advisory services
• Real-world examples

Fill out the form on this page for an instant download.  You'll also receive a convenient link back to the document by email so you can download the file to your other devices.

Also, we'd like to suggest that you take a free test drive of MoneyThumb's PDF financial file converters as you transition from tax preparer to tax advisor if you are not already using our products. You may be surprised at all the benefits you will gain by using our PDF financial file converters. Below is a list of some key product features:

Intelligent Document Recognition (IDR)

The post Steps For Building a Tax Advisory Business appeared first on MoneyThumb.

The survey concluded that Americans struggle to comprehend risk more than any other financial concept. Unfortunately, Americans also received a “failing grade” on overall financial knowledge in the survey with the average number of questions answered correctly barely above 50%. The study shows that many Americans are stuck in paycheck-to-paycheck survival mode and have debt that keeps other financial goals out of reach.

Below are some quotes from an article at CNBC covering the survey and its results.

“We’re not measuring how smart people are. We are not measuring how much people understand math. We want to understand basic concepts that allow us to make good decisions,” said Annamaria Lusardi, Denit Trust Chair of Economics and Accountancy at the George Washington University School of Business and a co-author of the study.

Ted Jenkin, CEO and founder of oXYGen Financial, a financial advisory and wealth management firm specializing in Generations X and Y, and a member of the CNBC Financial Advisor Council, said many people do struggle with basic risk concepts. “People can say they will invest more when the market is down 20%, but in real life, they don’t do it,” he said.

“Everyone understands rewards, but hardly anyone understands risk. We should be trying to get back to basic financial literacy about risk and time,” Jenkin said. “The stock market is a long-term investment. People without five years or more to be in it shouldn’t be in it. There is just not enough education on risk,” he said, and that is always compounded after a period of time during which the market seemed to only go up.

The survey was conducted among more than 1,000 American adults throughout the month of January. That is key because the U.S. market was still booming at the time, unemployment was low, and that means more recent events reinforce the importance of the failings exposed in the data. And the question on risk was far from the only one Americans struggled to answer.

As your guide through this unfortunate round of information, The Rules of Thumb blog would not present our readers with a problem that does not also have a solution. That solution is education. However, if you are barely getting by financially, it is kind of hard to concentrate on getting educated about something that you do not have in excess, which is money.

The post Survey Says: We Need to Become Better Educated About Personal Finances appeared first on MoneyThumb.

For owners of lending companies, keeping up with finances can be difficult. Many lenders do not have the resources to employ a full-time accountant. This means that fiscal responsibilities will be handled by the lender or their employees. Many owners of lending companies are already spread thin, so adding in financial responsibilities can cause stress. Luckily, there have been vast improvements in the FinTech and financial industry that can help alleviate some stress lenders may be feeling when dealing with finances.

Today on the Rules of Thumb blog from MoneyThumb, we would like to share several ways that lenders can reduce stress when it comes to finances. These tips apply to any small business, not just lending. We have listed those below:

• Use MoneyThumb's PDF Financial File Converters--MoneyThumb has PDF financial file converters specifically designed for lenders. This is the best way to convert any financial PDF. Today, there are many different ways that people can pay for products and services. From cash to cryptocurrency, your business will be handling many different payment types. FinTech has not only changed the way we pay for things but also where we store our money. Money is saved across multiple different platforms. Sometimes, dealing with all of these different platforms and payment options can cause problems. The files, payments, and formats are not always universal between different companies. Luckily, Money Thumb has a special product developed for small business owners. Our PDF financial file converters designed for lenders can help you seamlessly convert almost any financial document so it can be integrated into most financial software. This will help alleviate any headaches that the emerging Fintech industry may be causing you.
• Find Financial Backing--Almost every small business will not be completely self-funded, even that of a lending company. Finding funding for your lending company and taking out loans and grants are almost a necessity if you want to take your lending business to the next level. When searching for financial backing, make sure that you do your due diligence and research all the different types of avenues that are available. Certain investors and loans will be a better fit depending on the size of your lending business. Lenders are now making more online small business loans than ever to people who need a loan faster than traditional avenues, don't have the best credit score and want a transparent approval process. Discovering legitimate investors and other forms of financial backing are ways to get rid of unwanted financial stress so that you can create even more opportunities for yourself and borrowers.
• Modernize Your Marketing Efforts--Marketing is cheaper than ever to do, and just about anybody with a computer can do it. Traditionally, marketing would be very costly and usually would not be done in house. Also, marketing would likely be limited to print, television, or radio ads. Today, marketing has become very fragmented. There still are traditional marketing channels, but with the evolution of technology, and more specifically social media, marketing today is more widespread than ever. As social media becomes more popular, so too will marketing within the respected platforms. In most cases, social media marketing can be done in a rather cost-effective manner. You can put more money into the effort if you see it as a viable venture. Consider cutting back on your traditional marketing costs and putting more effort into your online marketing. It is often cheaper and it can net some quick wins.

While maintaining your business finances as a lender can be stressful it doesn’t have to be. The MoneyThumb team hopes that the above tips will help you reduce the stress of running your lending business and handling your finances. Stay safe and healthy during these trying times and please share this blog post with your lending peers so that they too can learn new ways to reduce business stress related to finances.

The post Cutting Down on The Stress of Running Your Lending Business appeared first on MoneyThumb.

In India, Chanakya wrote a manuscript similar to a financial management book, during the period of the Mauryan Empire. His book "Arthashasthra" contains few detailed aspects of maintaining books of accounts for a Sovereign State. The Italian Luca Pacioli, recognized as The Father of accounting and bookkeeping was the first person to publish a work on double-entry bookkeeping and introduced the field in Italy.

The modern profession of the chartered accountant originated in Scotland in the nineteenth century. Accountants often belonged to the same associations as solicitors, who often offered accounting services to their clients. Early modern accounting had similarities to today's forensic accounting. Accounting began to transition into an organized profession in the nineteenth century, with local professional bodies in England merging to form the Institute of Chartered Accountants in England and Wales in 1880.

Over the decades accounting has changed dramatically, especially with the advent of the internet. Now, most accountants are very tech-savvy and use the cloud as much as possible to handle accounting tasks.

Some differences between the old and new

Despite the advancements, there are major differences between modern, techie entrepreneurial accountants and old-fashioned accountants. Some of the differences are as follows:

• ‘Old-fashioned’ accountants tend to work in a traditional office during normal business hours. They are usually employees of another company or accounting firm. Modern ‘techie’ accountants can work in the office or at home. They made be employed by one or multiple companies. They set their own pace and working hours.
• Modern accountants are not limited by physical and geographical boundaries. They are able to work remotely and offer their services to foreign-based companies through their use of modern technology. They are less susceptible to a particular country’s recession than old fashioned accountants. An accountant who is based in South Africa can provide accounting services for a company in Bermuda.
• Old fashioned accountants do not work online nearly as much as the ‘new breed’. They have accounting systems that are on their desktops and laptops. Once they leave the office they leave their work. Modern accountants are able to work online through internet-based accounting systems like Quickbooks online. They are able to use their accounting systems in their offices and at home.
• Modern accountants are entrepreneurial. They offer their services and get paid for the job done. They run businesses in which they are the employee(s). They might also subcontract the work or employ other accountants. Their employees may also be located in other parts of the world. The employees may work from the office or their home.
• Modern techie accountants are always in touch with changes in the global world as they tend to manage their business from a global perspective. Old fashioned accountants usually look at things from their country’s perspective. Changes in the global world, as long as they don’t affect their country, do not concern them. They usually change things when it is a legal requirement or when it is too outdated.
• Modern accountants are able to advise their clients from global business trends and perspectives. They have a thorough knowledge of how the global business community operates and behaves. Old fashioned are not well versed with the global business community as they’ve not needed to be, in general.
• Modern accountants offer business owners a wide variety of service providers to choose from. This is because when a business owner is located in a country where the cost of accounting services is very high, they can get services from another country where the cost is reasonable.

As the provider of the best selling PDF financial file converters on the market, MoneyThumb would like to add that accountants who want to stay modern and on the cutting edge use our proprietary software to make their jobs much easier by quickly converting the financial information of clients as a way to provide the best service.

The post Old School vs. Modern Day Accountants: Which One Are You? appeared first on MoneyThumb.