Streamline Your Loan Underwriting.
Automatically remove non-qualifying revenue and identify debt obligations with our bank analysis tool.
Identify fraud with our thumbprint fraud detection tool.
Three Easy Steps
Fully Customizable Statement Summary
Choose From More than 50 Different Fields
- MCA deposits
- Repeating transactions
- Non-true transactions
Additional Transaction Characteristics
- Number of negative balance days
- Number of low balance days
- Transfers
- NSFs
- Overdrafts
- Daily balance and cash flows
And more…
Get Your Non-QM Borrower Approved Faster While Mitigating Risk
Review and analyze 24 months of bank and asset statements in seconds with PDF Insights. Find fraudulent files fast with Thumbprint®
You Have Fraudulent Applications,
Use Thumbprint® to Catch Those Upfront
3-5% of applications are fraudulent.
MoneyThumb’s Thumbprint fraud detection software analyzes thousands of pages of financial documents every day for our clients, flagging hundreds of suspicious documents daily. Thumbprint also provides a scorecard along with a fraud score (like a credit score) for each document that indicates the likelihood that the document has been altered.
- Analyzes thousands of pages of financial documents and flags hundreds of suspicious documents every day
- Creates customized scorecards and fraud scores that indicate the likelihood of document tampering; and
- Saves lenders countless hours and mitigates significant losses
PDF Insights and Thumbprint. A Powerful Combination.
PDF Insights accurately reads and analyzes financial documents and Thumbprint alerts you of potential fraud - all in less than 5 seconds. This powerful combination delivers:
Increased Accuracy and Productivity
- Serves as your first set of eyes
- Automatically processes financial documents with a powerful transaction review process
- Minimizes the need for manual review and data entry
Format Flexibility
- Processes scanned or faxed image-based statements as well as PDFs.
- Proprietary OCR algorithm reviews questionable fields and looks for patterns to self-correct
- Minimizes the need for manual review and data entry
The Power to Analyze Statements for 99% of U.S. Banks
- IDR (intelligent document recognition) identifies different statement formats
- Correctly processes over 99% U.S. statements delivering the data in a standardized format
Fraud Mitigation
- Evaluates the authenticity of PDF financial documents
- Produces an underwriting scorecard and fraud score for each document
- Flags suspicious documents helping you avert potential losses
Supercharge Your Underwriting Process and Get to Yes or No in Seconds
Two Simple Ways to Integrate
Web App – Use our interactive web application to drag and drop documents for processing. Review the documents and view the MoneyThumb scorecard with statistics. Then download the scorecard back to your CRM system.
API – Use our web service via a REST API called directly from your CRM system. Send the documents for processing via the API and get back the analyzed data and scorecard in JSON format for use by your CRM system.