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Evaluate Bank Statements
and Get a Scorecard in Under 5 Seconds

Automatically remove non-true revenue, identify debt obligations, reveal common risk factors like ODs, NSFs, and much more.

Three Easy Steps

Complete Application Icon


Applicant fills out
existing online

Upload Documents Icon


Lender uploads
documents to
PDF Insights

Review Scorecard Icon


Underwriting scorecard
with Thumbprint fraud
analysis is generated
in seconds

Fully Customizable Statement Summary

Statement Month Total Credits Total Debits Ending Balance # of Debits # of Credits Avg Balance Days Negative
TOTALS 750 193 $1,604,183 1
Averages $324,062 $320,837 $320,837 150 39 $320,837 0
February $241,547 $218,973 $218,973 137 40 $218,973 0
March $355,760 $375,025 $375,025 161 42 $375,025 1
April $295,667 $284,533 $284,533 150 33 $284,533 0
May $403,274 $404,815 $404,815 152 39 $404,815 0

*Choose From More than 50 Different Fields

Additional Transaction Characteristics

Number of Negative Balance Days

See at a glance how many days an account was negative for each statement month.

Number of Low Balance Days

Quickly review the number of days in each month that the account had a low balance. You can easily set your thresholds for low balance in your settings.


See the number and type of transfer in and out of the account so you can accurately determine the true cash flow of the business.


Review the number of occurrences, by statement month, where the account was overdrawn due to insufficient funds.


Review the number of transactions that resulted in an overdraft incident by statement month.

Daily Balance and Cash Flows

Evaluate the overall health of the account by quickly reviewing account averages by month, total credits, total debits, average balances, and more.

We've Got Your MCAs Covered

Automatically Remove
Non-true Revenue

Identify and remove transactions that should not be included as revenue such as MCAs, loans, and recovery companies

Identify Debt

Quickly identify debt payments like loans, MCAs, credit card, and other obligations such as accounts payable, tax payments, and accrued expenses.

Reveal Common
Risk Factors

Discover negative transactions such as low balance days, presence of other MCAs, non-reconciled summaries, and potential fraud flags

You Have Fraudulent Applications,
Use Thumbprint® to Catch Those Upfront

3-5% of applications are fraudulent. That's where we come in!

Analyzes thousands of pages of financial documents and flags hundreds of suspicious documents every day

Creates customized scorecards and fraud scores that indicate the likelihood of document tampering

Saves lenders countless hours and mitigates significant losses 
due to fraud


With MoneyThumb’s Thumbprint fraud detection software, loan underwriters have a powerful tool at their fingertips that can help them make more confident and faster credit decisions. With Thumbprint, you can arm your team with a powerful defense against a potential loss of millions of dollars due to fraud.


PDF Insights and Thumbprint. A Powerful Combination.

PDF Insights accurately reads and analyzes financial documents and Thumbprint alerts you of potential fraud - all in less than 5 seconds. This powerful combination delivers:

Increased Accuracy and Productivity

Format Flexibility

The Power to Analyze Statements for 99% of U.S. Banks

Fraud Mitigation

Two Simple Ways to Integrate

MoneyThumb Online Web App Browser

Web App – Use our interactive web application to drag and drop documents for processing. Review the documents and view the MoneyThumb scorecard with statistics. Then download the scorecard back to your CRM system.

MoneyThumb Online Web API Browser

API – Use our web service via a REST API called directly from your CRM system. Send the documents for processing via the API and get back the analyzed data and scorecard in JSON format for use by your CRM system.

See What Our Happy Customers Are Saying

An amazing experience with Money Thumb. The PDF Insights program does a super job and is really fast! Pricing is exceptionally low. I had an issue that I reported to their support group and was dazzled by the turnaround time to address it... immediately! Highly recommend them as a quality company that stands behind their product. Don C., Long Time Client
We were using a similar product with a different company and one of our partners told us to check out MoneyThumb for our bank statement analysis. Not only is PDF Insights more accurate, but it’s faster and costs less than our prior solution. My team can underwrite files faster and more efficiently. We are very happy with the product and service. Merchant Cash Advance Provider
We started using MoneyThumb’s PDF Insights just over a year ago and then recently added on Thumbprint to help us identify fraudulent files. Both products have been game changers for our company. We can’t afford to take any losses and we feel confident with MoneyThumb on our side. U.S. Based Small Business Lender

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