Platform APIs for .

Trusted by the Next-Generation of Underwriting

Starting at $599.95 per year

Pay only for what you need. No monthly minimums or extra fees.

PDF Server

Structured financial data from documents

What you get:

Platform access:

PDF Insights

Cash flow insights from enriched transaction

What you get:

Platform access:

Enterprise

White-glove document infrastructure

What you get:

Platform access:

Compare plans:

See which plan works best for your business.

Features

PDF Server

PDF Insights

Enterprise

Intake
Bank/financial statement parsing
? PDF (or JSON) to structured data.
Tax return parsing
? Extract data from tax forms with YoY comparison
Third-party transaction data
? Plaid, Finicity, and MoneyThumb JSON
Fraud Detection
Thumbprint
? Patented PDF fraud detection software
Reconciliation
Multi-period statement splitting
? Auto-detects and separates by month, year, or period
Reconciliation
? Reconciliation rate against statement summary
Transaction tagging
? Auto-categorization of transactions
Tag Editing
? Tag edits for edge cases
MTD (month-to-date) statement handling
? Uses fallback detection logic to calculate balance
Scorecard
Underwriting scorecard
? 75+ categories and hundreds of fields
True revenue calculation
? Identify actual business revenue
Counterparty verification
? Identify and verify counterparties (MCA, debt collectors, etc.)
YoY tax return analysis
? Assess growth and volatility trends across fields and periods
Industry check
? Analyze web presence to predict industry code
DSCR and financial ratios
? Outputs key financial ratios for SMBs
Risk signals & decisioning
? Approve/decline with your custom rule set
Output
API/JSON
? Programmatic data sent to your system of record
Excel & CSV support
? Export in Excel or CSV
Webhook notifications
? Notify when the job is done
PDF watermarking
? Custom watermarking for your documents
Configurable payload sections
? Control which sections are returned
Account & Access
Unlimited free seats
? No charge for additional user seats
Balance tracking
? View real-time remaining conversion balance
Auto-refill
? Consumption-based automatic renewal
SOC 2 Type II
? Audited security policies and procedures.

Ready to go deeper?

Technical team evaluating integration?
Explore the API docs

Lets build an internal case together.

Frequently Asked Questions (FAQs)

MoneyThumb uses a consumption-based model. You buy a bundle of conversions, and we charge per document converted. There are no start-up fees and no commercial contracts; you simply pay for more conversions when your balance is low. The more conversions you purchase up front, the lower your cost per conversion (ranges up to 60% off). You can scale up or down at any time.

A conversion is one monthly statement processed. If we detect a multi-month PDF, we split it by month and charge one conversion per month covered. Other financial document types are also charged as conversions. We do not charge for repeat uploads or statements with fewer than 5 transactions.

We do not charge specifically for API calls. We only charge the first time a document is converted.

No. You're only charged the first time a document is parsed; reprocessing the same statement is free.

No. Pricing is per monthly statement or financial document, not per page. For example, a 3-page document costs the same as an 80-page document.

No. Additional user seats are free and unlimited.

Your conversion balance renews automatically (Auto-Refill) once your available conversions drop below 1% of your subscription level, or after 12 months (whichever comes first). For example, a 10,000-conversion plan auto-renews when there's 100 conversions remaining, and the 12-month window is also reset. Auto-Refill can be turned off at your request.

Yes. Unused balance expires after 12 months. If you renew before then, any remaining balance rolls over into your new balance.

We do not typically charge for implementation support. However, this is determined case-by-case after evaluating your requirements.

No. We don't have any usage minimums or commitments so customers can be operationally flexible.

No long-term contract or minimum usage commitment is required to start using MoneyThumb. All customers agree to our standard End User License Agreement before accessing the platform, which governs data handling, security, and acceptable use (www.moneythumb.com/terms/). We're glad to put a dedicated master service agreement in place for enterprise clients with procurement or compliance requirements - just let your sales contact know.

Yes. MoneyThumb is fully SOC 2 Type II compliant. This means our security controls around data handling, access, and system integrity have been independently audited and verified over a sustained period. Our SOC 2 report is available to prospective and current customers under NDA, which you can request from your sales contact.

Yes. Contact us so we can set it up for you.

Skip to content